Know how long your money will last.
Connect your bank and get one number every morning: how many days until you're broke — after every bill before payday. Then what's safe to spend today.
$59.99 a year or $9.99 a month · pay here, then sign in on iPhone · cancel any timeHOW YOU GET IN
Start here. Open it on your iPhone.
1Pick a plan and pay hereMonthly or annual. Card, Apple Pay or Google Pay — checkout by Stripe in under a minute.
2Get the app on iPhoneWe send the link to your email and phone. Or scan the code on the next screen.
3Sign in with the same emailYour plan is already on your account. Connect your bank and see your number.
SOUND FAMILIAR?
Your balance isn't your answer.
“Is it okay to spend this?Your balance says yes. Rent on the 1st says otherwise. You never really know.Safe to spend today, after every bill →
“The bill I forgot about.Car insurance, a subscription, the annual one — always the week before payday.Every bill before payday, dated →
“Budget apps want homework.Categories, envelopes, monthly reviews. You quit by week three.One number. Zero setup →
NOW ON THE WEB
The same number, on a bigger screen.
Sign in at monbark.com with your app login. Same banks, same bills, same morning verdict — built for a desk.
DAYS UNTIL BROKE
The number a budget never gives you.
How many days your money lasts at the pace you're living — after every bill between now and payday. Updated every morning.Finds your paychecks and bills on its own
Shows the bill that moved it
Earned a day? You'll see it
SPENDING
Where it went, without the homework.
Buckets fill themselves from your bank. You see the pace, not a lecture.Groceries, going out, gas — on pace or not
Pending charges counted before they post
Set a limit only if you want one
GOALS
Goals that fit around real life.
Set a goal and Monbark tells you what it costs per paycheck — and whether it fits with your bills.What it takes per paycheck
Done-by date that updates as you go
Never at the cost of rent
THE HONEST COMPARISON
Not a budget. The answer a budget was supposed to give.
"I built Monbark because I was tired of guessing whether I could afford something. One number, every morning, that tells the truth."
Al · founder, Monbark · MichiganPRICING
One plan. Everything included.
Same features either way. Pay once here — your plan works in the iPhone app and on the web. Secure checkout by Stripe PayG PayVISAMCAMEX
Days until broke, every morning
Safe to spend today
Every bill before payday
Spending buckets and goals
The advisor that knows your month
Multiple banks and cards
Questions
Do I pay in the App Store?+
No. You pay here once. Then download Monbark on your iPhone and sign in with the same email — your plan is already on. Don't buy it again in the app.
How do I cancel?+
Any time, in two clicks: Settings → Plan on monbark.com. You keep access until the end of what you paid for.
Can I use it on the web?+
Yes — monbark.com, same login, same number, built for a bigger screen.
Is it a budget app?+
It's the number a budget is supposed to give you, without the spreadsheet. Spending buckets are there if you want them.
Is there a free trial?+
No. You connect your bank and see your number, then choose monthly or annual.
Does Monbark move my money?+
No. Read-only bank access through Plaid. We never hold, move or touch it.
I run a business too.+
Monbark for Business shows when your business cash runs short. One login, two spaces.